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We are looking to remortgage in order to build an extension, partially convert the garage and fit a new kitchen. I'm not entirely sure what the best way to go about this is.

 

Is it worth going to a broker or will comparison sites offer similar deals?

 

The amount we want to borrow will probably put our LTV somewhere in the 80-85% region, I know that being on the right side of this can make a big difference to the rates we can expect to get but I'm not certain how to best value our home. Is it worth getting an estate agent in to give us an idea? I've a feeling they might be a bit harsh as the kitchen and bathrooms have seen better days.

 

I think that the work we are planning to do would increase its value quite a bit and hopefully should put us in a stronger position when the discounted rate on any deal expires in a couple of years.

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