car insurance - should I claim?

[cymrococh]

I scratched my car quite badly the other day and I'm wondering if it's worth claiming on my insurance or just swallowing the cost myself.

 

Judging by similar jobs I've had done in the past, it'll cost more than my excess to fix but I don't want to lose my NCB and increase my premiums drastically.

 

I'm also hoping to change my car in the next month or so, so the timing was f*cking rotten.

[Swan Red]

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[Rex Ham]

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[Cobs]

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[Swan Red]

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[cymrococh]

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