Well that's what I thought, but I don't life in the UK so I've no idea and a quick glance at the HSBC website turned up something like 5.2%. Also, the higher the interest rate the more of the extra capacity goes to repayment, so I thought I'd err on the side of weakening my argument. On a side issue: I don't even think you could put the stadium up as security for a loan - after all, it's not like a bank could just sell it to someone else in case you do default on the loan. The most they'll accept is the land value of the site, and as far as I know, land values in the Anfield area are somewhat lower than 'round Ashburton Grove...